Totally Free Checking Account Minimum balance to open this free checking account is $100.00.  It's just that simple.  No monthly service fee and no per item fee. Quality Checking Our regular checking account provides Unlimited Checking and No Service Charge if a $500.00 minimum balance is maintained.  Open an account with just $100.00.  Free personalized starter checks issued immediately with cash or like deposits. Now Account This is an Interest Bearing Account that gives you Unlimited Checking and No Service Charge with the required $1000.00 minimum balance. Commercial Checking Business accounts have a $5.00 per month service charge plus 15¢ for each check or debit item.  And, for each $100.00 balance maintained during the statement cycle they receive a 40¢ credit against their activity charge. Check Card Now you can have all the advantages of a FSB ATM card plus the convenience of making purchases without cash and without writing a check.  The FSB check card provides a brand new way to access your checking account use it to purchase goods and services anywhere a debit card is accepted.  It works for everyday purchases that you might usually pay for with a check or cash, like groceries and gas, and for every day services such as dry cleaning, shoe repairs, haircuts and car washes.  The amount of your purchase is deducted from your checking account, just as if you had written a paper check!!