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 MMDA Account This account may be opened with a deposit of $1000 or more. The interest rate is subject to change to reflect changes in the economy. By maintaining a minimum balance of $1000, interest will accrue daily and will be credited to you monthly. NO MONTHLY MAINTENANCE FEES are charged if required balance is maintained. To obtain the current annual percentage yield, call the bank or Voice Response system at 482-9100. Transfers from your MMDA account to another account or to third parties by pre-authorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft or similar order to third parties. FSB Certificate of Deposit CD's may be purchased in amounts of $1000 or more for periods designed to fit your investment needs, ranging from just days to 30 months. Interest rates are guaranteed for the period of time you select. Interest that has been credited to your account may be withdrawn without penalty. A substantial penalty may be imposed for withdrawal of the principal before the maturity date you established at the time of purchase. Current terms and corresponding rates are available by calling the bank or our Voice Response system at 482-9100. Regular
Savings Account
Plan
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