Consumer Loans If you can buy it, drive it, improve it.  We have a loan for it!  Competitive Rates & Lots of Options!  So you need a loan, come see one of our loan specialists at First State Bank of Altus.   Because whether it's for a new car, boat, washer & dryer, home improvements or a new computer, we can customize loans to fit your needs. Fill out an application form now! Commercial Loans We have experienced Loan Officers to assist you in obtaining the right kind of loan to fit your individual business needs: Guaranteed loans through the Small Business Administration (SBA); Loans for: Construction, Working Capital, Equipment, Inventory, and Real Estate. Home Mortgage The pride of owning your own home is part of the American Dream.   It's one of the reasons why we roll up our sleeves and go to work every day.   But as everyone knows, obtaining a mortgage loan can be a long and tedious project. To make things a bit easier and convenient you may apply for a mortgage loan online. We at First State Bank don't want this to intimidate you.  We'll will assist you with each step involved in purchasing a home, and the processing and closing of a mortgage loan.  You don't have to do it alone.  We will be with you each step of the way.Home Improvement: Your Home is probably the most important investment you own. First State Bank can specifically tailor the terms and repayment schedules to meet your needs. Ready to improve your home! Add a room! Remodel your kitchen! Or in need of paint and repairs. We are specialists in Property Improvement Loans, minimizing closing costs, plus it’s quick and easy. Call or come by today or apply online here at our website.